How to Apply for the New York Medicare Savings Program in 2026 Are you struggling to manage your monthly budget due to the rising cost of living in New York? For many seniors and low-income individuals, the monthly deduction for Medicare Part B premiums is a significant burden. In 2026, the standard Part B premium has risen to $202.90 per month . If you feel like your Social Security check isn't stretching far enough, you might be missing out on a critical government benefit that could put over $2,400 back into your pocket every year. In my years of helping New York residents navigate social services, I have met countless people who were eligible for the Medicare Savings Program (MSP) but never applied because they thought their income was slightly too high or were intimidated by the paperwork. The truth is, New York has some of the most generous eligibility rules in the country. Missing this application is like leaving a free monthly pay raise on the table. Who is eligib...